Awamirillah, Qiyqiy Fithri (2022) FINANCIAL TECHNOLOGY DAN PERANNYA DALAM PENINGKATKAN AKSES LAYANAN KEUANGAN PADA MASYARAKAT UNBANKED DI INDONESIA. Masters thesis, IAIN Ponorogo.
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Abstract
ABSTRAK
Awamirillah,Qiyqiy Fithri. Financial Technology (FinTech) is defined as financial services integration and solutions based on technology. Unbanked is a group of people who do not have savings in the bank. There is a huge potential increase of financial services of unbanked by utilizing FinTech in Indonesia. It is seen from the young population and the high growth of internet access. However, compared to other countries, the growth of FinTech access in Indonesia is still far behind.
The theory used in this research is the Unified Theory of Acceptance and Use of Technology 2 (UTAUT 2). The data were analyzed using the path analysis method using the smart partial last square (Smart-PLS) software. Respondents in this study amounted to 304 people from all over Indonesia. The variable constructs used in this study are usefulness, ease of access, preference, behavioral intention to use and actual system use.
The results of this study explain that usefulness has a significant positive effect on ease of access; usefulness has a positive effect on behavioral intention to use, but the value is not significant; ease of access has a positive effect on preference and has a significant value; preference harms behavioral intention to use, but the value is not significant; preference has a positive effect on actual system use, but the value is not significant and behavioral intention to use has a positive effect on actual system use, but the value is not significant.
| Item Type: | Thesis (Masters) |
|---|---|
| Thesis Supervisor: | Shinta Maharani |
| Subjects: | 14 ECONOMICS > 1499 Other Economics > 149999 Economics not elsewhere classified |
| Divisions: | Program Pascasarjana > Program Studi Magister Ekonomi Syariah |
| Depositing User: | Miss Perpustakaan IAIN Ponorogo |
| Date Deposited: | 14 Jun 2022 07:18 |
| Last Modified: | 14 Jun 2022 07:18 |
| URI: | http://etheses.iainponorogo.ac.id/id/eprint/18937 |
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